Originating - The Mortgage Leader

The Current Landscape of Mortgage Origination: Trends and Challenges
Explore current trends and challenges in the U.S. mortgage origination market, including interest rate fluctuations, digital mortgage solutions, and compliance needs.

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Originating (1392)

Dear Brian: How Do You Get Pre Quals To Share Their Information?

Tuesday, 28 May 2019

Originating

Written by tim

Dear Brian, I am having challenges getting buyers who I am pre qualifying to share accurate information with me. Any suggestions? Tammy P Detroit Michigan [caption id="attachment_11630" align="alignright" width="185"] Brian Sacks[/caption] Dear Tammy, Thanks so much for writing in and asking your question. Of course, every originator including me have struggled with this question. I… Read more...

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originating

"Doorbells Before Wedding Bells" - SunTrust Survey Finds Millennials Are Buying Homes on Their Own Terms

Tuesday, 28 May 2019

Originating

Written by tim

While the adage, "first comes love, then comes marriage," may ring true, for many millennials, "first comes home, then comes marriage." According to a new SunTrust survey conducted online by The Harris Poll among over 2,000 U.S. adults, nearly half of millennials (ages 22-38) who have been married say they and/or their spouse owned a… Read more...

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commercial lending

Getting Started with Social Media in the Mortgage Industry

Monday, 27 May 2019

Originating

Written by tim

Ben Smidt, MA, Digital Strategy Manager, MGIC Getting started with social media in the mortgage industry can be daunting. I get it, and I understand your perspective. Having talked to thousands of mortgage loan officers and real estate agents over the past few years, I hear a lot of the same things. You clearly see… Read more...

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lending

Ask the Expert - Dave Hershman Discusses Yield Spread Premiums

Friday, 24 May 2019

Originating

Written by tim

I have a question regarding rebates. Why do some lenders have such low maximum above-par pricing on certain products, especially ARMs? This sometimes precludes me from offering reduced and no-closing cost loans. I was told it has to do with the investors on the secondary market. Why would the investors care? Thank you, James, Sacramento,… Read more...

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lending

Bill Bodnar of MMG: "No Rush to Lock Right Now"

Thursday, 23 May 2019

Originating

Written by tim

https://youtu.be/H0mIBn7gJKQ Read more...

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press releases

Redfin Survey Says Tax Reform Not Having A Big Impact On Home Searches

Tuesday, 21 May 2019

Originating

Written by tim

More than a year after the historic tax code overhaul, less than half of homebuyers (47%) say that tax reform has had an effect on their home search, according to a March survey commissioned by Redfin, the technology-powered real estate brokerage. That's down from 56 percent last year, when tax reform's effects were still mostly… Read more...

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originating

Ellie Mae Announces New Release For Encompass Digital Lending Platform

Wednesday, 22 May 2019

Originating

Written by tim

Ellie Mae® has launched a new major release of their Encompass digital lending platform. The latest release is designed to help lenders of all sizes originate more loans across a wider variety of loan types, capitalize on the growing HELOC demand, sell and deliver loans more efficiently, provide a better loan officer experience and leverage… Read more...

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commercial lending

How to Cut Through the Clutter with Prospecting Efforts

Monday, 20 May 2019

Originating

Written by tim

By Pat Sherlock Prospecting is more difficult than ever because of all the filtering devices that exist. Yet salespeople still must prospect for new customers if they want to be successful in the long run. Unfortunately, originators who use phone calls or emails to prospect are experiencing record low response rates. Can you blame people… Read more...

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lending

Calyx Software Launches New Branding and Enhanced Service Tool

Tuesday, 21 May 2019

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Written by tim

Calyx Software® today revealed a new brand identity, website, and enhanced service options for customers. The company wide visual transformation was designed to embody its mission and unify behind one single brand: Calyx. “These exciting updates more closely align with the characteristics our customers associate with the Calyx name: easy-to-use, accessible, reliable and customer-focused,” said… Read more...

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