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How Lopping Off the Wrong Loan Products to Trim the GSEs’ Market Reach Could Undermine Affordable Lending

How Lopping Off the Wrong Loan Products to Trim the GSEs’ Market Reach Could Undermine Affordable Lending

Thursday, 17 October 2019
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By Michael Stegman, a senior research fellow at the Joint Center for Housing Studies of Harvard University, and Richard Cooperstein, leader of the Model Risk Management at Andrew Davidson & Co. Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in… Read more...
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Trump to Nominate FHA Head to No. 2 HUD Job

Trump to Nominate FHA Head to No. 2 HUD Job

Tuesday, 15 October 2019
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President Trump has announced that he plans to nominate Brian Montgomery, the commissioner of the Federal Housing Association, to be deputy secretary at the Department of Housing and Urban Development. So reports Bloomberg. Read more...
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VA Refunds $400M in Mortgage Fees

VA Refunds $400M in Mortgage Fees

Monday, 14 October 2019
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The U.S. Department of Veterans Affairs has refunded more than $400 million to veterans who may have overpaid on their VA home loans. So reports the Military Times. Read more...
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Wells Fargo Changes Course, Boosts Mortgage Team

Wells Fargo Changes Course, Boosts Mortgage Team

Monday, 14 October 2019
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After laying off about 1,000 mortgage employees last year, Wells Fargo is expanding the division this year in anticipation of higher mortgage volumes, according to an internal memo. So reports Reuters. Read more...
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Storytelling and Successful Selling

Storytelling and Successful Selling

Friday, 11 October 2019
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In today’s ultra-competitive sales environment, originators are challenged more than ever with the task of getting prospects to listen. Read more...
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Download the 2Q19 Commercial/Multifamily DataBook

Download the 2Q19 Commercial/Multifamily DataBook

Thursday, 10 October 2019
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Commercial Real Estate Research released its Second Quarter 2019 Commercial/Multifamily DataBook and Second Quarter 2019 Commercial/Multifamily Mortgage Debt Outstanding Report. Read more...
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Low Rates Boost Affordability, Equate to $46K More Buying Power: Black Knight

Low Rates Boost Affordability, Equate to $46K More Buying Power: Black Knight

Monday, 07 October 2019
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It should come as no surprise that interest rate movements are a key determining factor of housing affordability, and significant shifts in either direction can change the landscape quickly. Read more...
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Millennials Move More Often Than Past Generations: Study

Millennials Move More Often Than Past Generations: Study

Tuesday, 08 October 2019
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Millennials are moving more often than previous generations did, often for their jobs, according to a study by Zillow. So reports the Dallas Morning News. Read more...
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Robots May Take 200,000 Bank Jobs in 10 Years

Robots May Take 200,000 Bank Jobs in 10 Years

Monday, 07 October 2019
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Automation will probably reduce headcount through the U.S. financial industry by 200,000 over the next decade, according to a study by Wells Fargo. So reports Yahoo Finance. Read more...
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Fannie, Freddie Win Approval to Keep More Profits

Fannie, Freddie Win Approval to Keep More Profits

Wednesday, 09 October 2019
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The Treasury Department and the Federal Housing Finance Agency have agreed to allow Fannie Mae and Freddie Mac to retain billions of dollars in earnings. So reports MarketWatch. Read more...

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