Mortgage Industry Adapts to Rising Interest Rates The U.S. mortgage industry is adapting to rising interest rates, transforming lending strategies, and borrower behaviors. This article explores the implications for lenders and borrowers, offering insights into new trends and strategies.
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BofA Must Face Housing Discrimination Lawsuit

BofA Must Face Housing Discrimination Lawsuit

Monday, 29 July 2019
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A federal judge has given the go-ahead to a lawsuit against Bank of America and Safeguard Properties alleging that the companies neglected bank-owned properties in African-American and Latino neighborhoods but not in white ones. So reports the Baltimore Sun. Read more...
Perspectives on Private Flood Insurance Regs Related to NFIP Standards

Perspectives on Private Flood Insurance Regs Related to NFIP Standards

Friday, 26 July 2019
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Kirk A. Stephens is the Chief Compliance Officer at Breckenridge Insurance Group. Read more...
Report Update: The Housing Lobby’s APOR Solution is Fatally Flawed

Report Update: The Housing Lobby’s APOR Solution is Fatally Flawed

Wednesday, 24 July 2019
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The authors of "The Housing Lobby's APOR Solution for Replacing the QM 'Patch' is Fatally Flawed," have updated the report. Read more...
Almost 40% of U.S. Households Are Mortgage-free

Almost 40% of U.S. Households Are Mortgage-free

Thursday, 25 July 2019
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Roughly 37% of American households no longer have a home mortgage to pay, a Zillow data analysis has found. So reports Bloomberg. Read more...
Hispanic Buyers Keeping Housing, Mortgage Markets Afloat

Hispanic Buyers Keeping Housing, Mortgage Markets Afloat

Wednesday, 24 July 2019
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Surging U.S. homeownership among Hispanics in recent years has helped support the housing market. So reports The Wall Street Journal. Read more...
Nomura to Pay $25M Over Mortgage Bond Traders’ Lies

Nomura to Pay $25M Over Mortgage Bond Traders’ Lies

Tuesday, 23 July 2019
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Nomura Securities International has agreed to pay back $25 million to clients to settle SEC allegations that the Nomura Holdings unit failed to supervise former traders who gave phony prices for mortgage bond securities. So reports Bloomberg. Read more...
Mortgage Rates Rise on Federal Reserve Optimism: Freddie

Mortgage Rates Rise on Federal Reserve Optimism: Freddie

Monday, 22 July 2019
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After three weeks of treading water, U.S. long-term mortgage rates rose in the past week, according to Freddie Mac. So reports the Associated Press. Read more...
Special Report: The Role of Housing in the Longest Economic Expansion

Special Report: The Role of Housing in the Longest Economic Expansion

Tuesday, 23 July 2019
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CoreLogic, a global property information, analytics and data-enabled solutions provider, released a special report evaluating “The Role of Housing in the Longest Economic Expansion.” Read more...
New Home Purchase Mortgage Applications Up 17.9% Over Last June

New Home Purchase Mortgage Applications Up 17.9% Over Last June

Friday, 19 July 2019
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Data from the Mortgage Bankers Association (MBA) Builder Application Survey (BAS) shows mortgage applications for new home purchases in June increased 17.9% compared to the same month last year. Read more...
House Passes Bill to Cut FHA Costs for First-time Homebuyers

House Passes Bill to Cut FHA Costs for First-time Homebuyers

Thursday, 18 July 2019
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First-time homebuyers could end up paying less for mortgage insurance under a new bill passed by the House of Representatives. So reports the Columbus Dispatch. Read more...

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