Lending - The Mortgage Leader

Emerging Trends in Mortgage Lending: Navigating the Landscape with Confidence Explore the emerging trends in mortgage lending, including digital platforms, data-driven decisions, green lending, and regulatory changes, and how they are reshaping the industry.

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Lending (1515)

US Foreclosure Rate hits 0.59 percent, lowest level in 15 years

Monday, 02 July 2018

Lending

Written by Sachet Naik

Mortgage borrower are benefitting from the strong economy—if a recent survey is any indication. The pre-sale inventory foreclosure ratein the U.S. is 0.59 percent, the lowest level in 15 years, and the number of mortgages in active foreclosure is a modest 303,000.If the current rate of decline continues,the market could achieve the 2000-2005pre-recession averageearly in… Read more...

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commercial lending

Congress Passes Sweeping Financial, Regulatory Reform Bill

Tuesday, 29 May 2018

Lending

Written by matt

Congress has passed what many observers consider the most sweeping financial and regulatory reform since the passage of the Gramm-Leach-Bliley Act in 1999. The legislation delivers "much-needed regulatory relief to Main Street banks and credit unions. This bill takes a major step toward allowing the banking system to serve the needs of American businesses and… Read more...

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originating

HMDA Review, CFPB's New Online Platform

Sunday, 27 May 2018

Lending

Written by matt

CFPB, Comptroller of the Currency, the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation have announced that its supervisory examinations of 2018 HMDA data will be diagnostic. The objective is to help companies identify any weaknesses, and will credit good-faith efforts to comply. Fully 5,800 financial institutions submitted their… Read more...

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