Texas Capital Bank has launched their eMortgages program, becoming one of the first banks in the U.S. to fully support digital mortgages. By providing financing for eMortgages, Texas Capital Bank aims to solve the liquidity issue for lenders, and bridge the financial gap required to help eMortgages take off.

"The team is proud to be at the forefront of the evolution of the mortgage industry," said Vince Ackerson, chief lending officer and president at Texas Capital Bank. "We recognize that the future is digital, so we strive to pave the way for our client's success by adopting new technologies early in their lifecycle. We are excited to be a part of this change."

Fully digital mortgages, or eMortgages, supply borrowers with a quick and convenient way to secure a mortgage by removing all paperwork from the process. These mortgages are evidenced by a promissory note that exists in electronic format, or eNote.

"In the long term, eMortgages hold the promise to help lenders gain operational efficiencies, realize cost savings and experience increased borrower satisfaction," said Jack Nunnery, president of mortgage finance. "Having a knowledgeable counterparty that can help remove some of the uncertainty can be essential to a mortgage lender's success as they embark on their own digital transformation."