MCT Says It's the First to Integrate with Freddie Mac’s Income Limits API Mortgage Capital Trading, Inc. (MCT®), a mortgage hedge advisory and secondary marketing software firm, announced it is the first secondary marketing platform to integrate with Freddie Mac’s Income Limits application programming interface (API) created for the first-time home buyer area median income (AMI) limits.

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Mortgage Rates Projected to Slip in 2023: BankRate

The 30-year fixed-rate mortgage will remain at higher levels in 2023 than in previous years, but it should decline slightly. That’s according to a forecast by BankRate.

arrow 306811 640 smallThe 10-year Treasury yield, which influences mortgage rates, is expected to fall in the face of a potential recession, while the Federal Reserve is predicted to stay focused on fighting inflation, at least in the first few months of the year.

Greg McBride, BankRate’s chief financial analyst, said that “as inflation pressures ease and the economy slumps, the Fed will move to the sidelines by the second quarter.”

Read the full article from BankRate.

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