MCT Says It's the First to Integrate with Freddie Mac’s Income Limits API Mortgage Capital Trading, Inc. (MCT®), a mortgage hedge advisory and secondary marketing software firm, announced it is the first secondary marketing platform to integrate with Freddie Mac’s Income Limits application programming interface (API) created for the first-time home buyer area median income (AMI) limits.

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Biden Signs Bill to Streamline VA Home Loan Appraisals

President Joe Biden has signed a bill to streamline the appraisal process for Department of Veterans Affairs home loans, after the Senate passed the legislation by unanimous consent. So reports

Biden smile 5621670 640 150x150The Improving Access to the VA Home Loan Benefit Act directs the VA to recommend ways that Congress can speed up appraisals and to publish new guidance on appraisals.

Under the newly enacted law, the guidance should include when to permit desktop appraisals, based on public documents including tax records.

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