The Learning Center

Our Learning Center ensures that every reader has a resource that helps them establish and maintain a competitive advantage, or leadership position. For instance, loan originators and brokers will have one-click access to resources that will help them increase their productivity. Search topics by category and keyword and generate free videos, webinars, white papers and other resources. If you would like to add your content to the learning center, please click here  or email Tim Murphy at [email protected].

Chris Frankie

Chris Frankie

Mortgage Rates Sink to Lowest in 50-Year History

As coronavirus fears drive down interest rates, borrowing costs for potential homeowners have sunk to their lowest going back nearly half a century. So reports Business Insider.

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Refi Lending Surges, Retention Suffers: Black Knight

Black Knight estimates that there are 11.1 million refi candidates. The firm 30-year mortgage holders with 720+ credit score, 80% max LTV and who can shave at least .75% off their first lien rate as refi candidates.
Black Knight bases its analysis off of the Freddie Mac PMMS 30-year average, which came in at 3.45% last week.

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Mortgage Fraud Risk Falls to New Low: First American

The First American Loan Application Defect Index for January 2020, showed that the frequency of defects, fraudulence and misrepresentation in the information submitted in mortgage loan applications decreased by 3% compared with the previous month.

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