According to Zillow’s analysis of Home Mortgage Disclosure Act data, almost 45% of conventional primary home buyers purchased points in 2022.
That’s up from 29.6% the prior year and 28.4% in 2020, according to Zillow.
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The Evolution of Digital Originations in Mortgage Lending
Exploring recent trends in digital originations for mortgage lenders, highlighting the role of fintech and AI in reshaping the lending process.
Estimated reading time: 0 minutes, 20 seconds
Mortgage Point Use Soared in 2022: Zillow
The share of homebuyers choosing to buy mortgage points in order to reduce their monthly payments rose sharply last year, Zillow Home Loans has found. So reports MortgageOrb.
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