LodeStar is a national provider of closing fee-related compliance tools for mortgage lenders.

The TILA-RESPA Integrated Disclosure rule mandates that closing fees reported on each transaction’s Closing Disclosure must fall within a specified level of accuracy in comparison with the Loan Estimate disclosure issued by the lender at the beginning of the mortgage process. Where specified fees disclosed in the Closing Disclosure fall outside of those accuracy guidelines, that lender is legally responsible for curing the difference, according to LodeStar.