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CFPB Says States Can Get Tough on Credit Reporting Agencies

The Consumer Financial Protection Bureau has issued an interpretive ruling that says states can generally enact their own laws that are stricter than the Fair Credit Reporting Act. So reports

CFPB 150x150“The legal interpretation issued today makes clear that federal law does not automatically hit delete on state data protections,” says Rohit Chopra, CFPB Director.

Since 1970, the FCRA has defined permissible use of credit reports, set up guidelines for what they can include and established a process for people to dispute their credit data.

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