MCT Says It's the First to Integrate with Freddie Mac’s Income Limits API Mortgage Capital Trading, Inc. (MCT®), a mortgage hedge advisory and secondary marketing software firm, announced it is the first secondary marketing platform to integrate with Freddie Mac’s Income Limits application programming interface (API) created for the first-time home buyer area median income (AMI) limits.

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Rate Locks Fall in July for Fourth Straight Month: Black Knight

Rate lock activity slid 14.4% in July, marking a fourth consecutive month of declines. That’s according to Black Knight’s latest Originations Market Monitor report.

arrow 98577 1280Rate locks for rate/term refinances fell 17%, while rate locks for purchase mortgages dropped 14.3% to pre-pandemic levels, according to Black Knight.

The refinance share of the market held steady at 18%, the lowest since tracking began in January 2018.

Read the report from Black Knight. 

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