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G-Fees Rose in 2021 Thanks to Adverse Market Fee

The average single-family guarantee fee last year was 56 basis points, up two basis points from the year before, according to the latest data from the Federal Housing Finance Agency. So reports MReport.

FHFA2The average 2021 g-fee on 30-year fixed rate loans ticked higher by 1 basis point to 59 basis points, while 15-year fixed rate loans saw an increase of 6 basis points to 42 basis points.

The FHFA found that 15-year fixed rate mortgages were particularly affected by the regulator’s controversial adverse market refinance fee, which was scrapped in August 2021 amid industry pushback.

Read the full article from MReport.

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