As U.S. demographics shift, it is smart business to ramp up recruiting of non-white sales professionals.

This week, the Fed raised rates, reminded us they can't forecast very well and they want rates higher for longer.

"The 10-yr Note yield approached an important ceiling of resistance," says Bill Bodnar of the Mortgage Market Guide (MMG). "In the coming week the Fed may determine which side of this important level rates will resides. This is a big moment for mortgage and housing."