The average 2021 g-fee on 30-year fixed rate loans ticked higher by 1 basis point to 59 basis points, while 15-year fixed rate loans saw an increase of 6 basis points to 42 basis points.
The FHFA found that 15-year fixed rate mortgages were particularly affected by the regulator’s controversial adverse market refinance fee, which was scrapped in August 2021 amid industry pushback.